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Updated on June 27, 2022 1:18 am

Wells Fargo Energetic Money Card Assessment


Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that provide increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards instantly in your purchases — with no limits or hoops to leap by.

$200 money rewards sign-up bonus — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. I’ve but to return throughout one other card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro supply — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. That is a fantastic supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will help you keep away from curiosity on purchases and stability transfers into 2023!

Remember the fact that stability transfers must be made throughout the first 120 days to qualify for a decreased rate of interest and a decrease stability switch price.

No annual price — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual price.

Cellphone safety — With the value of a typical cellular phone within the a whole bunch of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice along with your card. Protection is topic to a $25 deductible.

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